<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Clarity Financial Advisory]]></title><description><![CDATA[Clarity in Your Hospitality Finances]]></description><link>https://www.clarityfa.co.uk/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 05 Aug 2026 13:50:37 GMT</lastBuildDate><atom:link href="https://www.clarityfa.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What does a £12.71-an-hour employee really cost your hospitality business?]]></title><description><![CDATA[A £12.71 hourly wage does not mean £12.71 of business cost. Employer charges, paid leave and non-productive time change the number your rota must support.]]></description><link>https://www.clarityfa.co.uk/post/what-does-a-12-71-an-hour-employee-really-cost-your-hospitality-business</link><guid isPermaLink="false">6a7202652b9f850aaeffb1a2</guid><pubDate>Tue, 04 Aug 2026 15:20:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/69c244d3a4bc49f3bce773074f261c08.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>digbyc</dc:creator></item><item><title><![CDATA[Hospitality VAT explained: eat-in, takeaway and delivery sales]]></title><description><![CDATA[A practical guide to UK hospitality VAT: eat-in, hot and cold takeaway, delivery, service charges, till coding and the £90,000 threshold.]]></description><link>https://www.clarityfa.co.uk/post/hospitality-vat-explained-eat-in-takeaway-and-delivery-sales</link><guid isPermaLink="false">6a7200491f15a1eed0f65dfb</guid><pubDate>Tue, 04 Aug 2026 15:13:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_734c6a2d41546b46735734~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>digbyc</dc:creator></item><item><title><![CDATA[Five numbers every independent hospitality owner should see each month]]></title><description><![CDATA[Most hospitality owners do not need more data. They need a clearer view of the few numbers that explain what the business is doing. Annual accounts arrive too late to manage the next rota, supplier increase or pricing decision. A useful monthly pack should be ready soon after month-end, compare actual performance with a target and lead to specific action. KEEP IT USABLE If your monthly report cannot be understood in one short meeting, it is probably reporting too much and explaining too...]]></description><link>https://www.clarityfa.co.uk/post/five-numbers-every-independent-hospitality-owner-should-see-each-month</link><guid isPermaLink="false">6a71f23235b726342fc95dbd</guid><pubDate>Tue, 04 Aug 2026 14:12:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_53b10f1f5d6a423d9fa3beea87e7f8d6~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>digbyc</dc:creator></item><item><title><![CDATA[Why profitable hospitality businesses still run out of cash]]></title><description><![CDATA[Your accountant says the business made a profit. Your bank account says you should be worried. Both can be correct. Profit measures financial performance over a period. Cash is the money available to pay wages, suppliers, tax and tomorrow's unexpected repair. The two are connected, but they do not move together. THE PRACTICAL LESSON Profit tells you whether the model creates value. Cash flow tells you whether the business can survive the timing of that value. 1. Tax cash is sitting in the...]]></description><link>https://www.clarityfa.co.uk/post/why-profitable-hospitality-businesses-still-run-out-of-cash</link><guid isPermaLink="false">6a71d23c74653e170f8e2d80</guid><pubDate>Tue, 04 Aug 2026 11:53:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_6d526c6d66515f79564651~mv2_d_6016_4000_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>digbyc</dc:creator></item><item><title><![CDATA[What should your food and drink actually cost you? ]]></title><description><![CDATA[Ask hospitality owners what food and drink should cost and you will hear plenty of confident percentages. The problem is that a bakery, cocktail bar, speciality cafe, pub and tasting-menu restaurant do not share the same economics. A single industry benchmark can be a useful warning light, but it cannot tell you whether your menu is correctly priced. THE BETTER QUESTION Does each product create enough cash contribution to cover labour and overheads, reward the owner and leave a sustainable...]]></description><link>https://www.clarityfa.co.uk/post/what-should-your-food-and-drink-actually-cost-you</link><guid isPermaLink="false">6a71cf7d74653e170f8e2734</guid><pubDate>Tue, 04 Aug 2026 11:45:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_51766b4151544e6a347a6b~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>digbyc</dc:creator></item><item><title><![CDATA[Opening a new site: the numbers to understand before signing the lease]]></title><description><![CDATA[A second site often begins with a feeling: the first location is busy, customers love the concept and the right unit suddenly becomes available. That excitement matters. But a lease converts optimism into a long-term financial commitment. Before signing, you need to know whether the new site can support itself - and whether the existing business can survive the journey to get it there. THE DECISION TO MAKE Do not ask only, 'Could this site work?' Ask, 'How much cash will it consume, when will...]]></description><link>https://www.clarityfa.co.uk/post/opening-a-new-site-the-numbers-to-understand-before-signing-the-lease</link><guid isPermaLink="false">6a71cbc52155f73d8806b117</guid><pubDate>Tue, 04 Aug 2026 11:36:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_31f7c7b4632f4c9fb6c4495dc0e8470f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>digbyc</dc:creator></item><item><title><![CDATA[Your café is busy - but is it actually profitable?]]></title><description><![CDATA[The tables are full. The coffee machine has not stopped all morning. The till keeps pinging and the team are rushed off their feet. From the outside, the cafe looks successful. But at the end of the month, the bank balance is still uncomfortable and the owner is wondering where all the money went. That is one of the most common traps in hospitality: mistaking activity for profit. Sales are only the starting point Revenue is visible. Profit is what remains after the less visible costs have...]]></description><link>https://www.clarityfa.co.uk/post/streamline-your-hospitality-finances-with-cloud-accounting</link><guid isPermaLink="false">6a54f72a419af4c003fbd97b</guid><pubDate>Mon, 13 Jul 2026 14:33:14 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_5ccf31f886ec449f84a18ecdf58e05ec~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>digbyc</dc:creator></item></channel></rss>